Today was not as fulfilling to me as most days are in my line of work as a life insurance agent. Why? Well, because while I really do love helping people, there were 2 families today that I wasn’t able to help. Each of the breadwinners of those families was over 55 years old and insuring them was way beyond their budgets and what they could comfortably afford. That made me sad because they both said that they couldn’t afford the cost I quoted to them and their families would just have to do the best they can to make things work after they’re gone. Sad!
If there’s anything that I cannot stress enough to families over and over, is to get insurance when you can, preferably when you’re young(er) and in better health. I talk to people all day long, every day, and what I am hearing over and over is that people just aren’t aware of just how much insurance really costs. Listen, you do not need to buy insurance from me. I won’t be terribly hurt about it, but I do want you to get SOMETHING from somewhere, anywhere, any agent so you can make sure your family is prepared and protected when the time comes. Please, please, please make a priority to do this.